Accounts overdrawn by less than $5 donвЂ™t incur an overdraft fee. US Bank overdraft fee US Bank charges a $36 daily overdraft fee per transaction. US BankвЂ™s non-network ATM fees are $2.50 for domestic and international withdraws. US Bank ATM fees There are no ATM fees or surcharges for making withdraws at any US Bank ATM or participating 7-Eleven store ATM. Platinum Checking account: The $24.95 monthly maintenance fees for Platinum Checking accounts can be waived if the combined personal deposits, credit balances or investments with US Bank total $25,000 or if the account holder has a personal trust relationship with US Bank Wealth Management.Gold Checking account: The $14.95 monthly maintenance fee for Gold Checking accounts can be waived if the account holder has an open US Bank credit card, personal loan or line of credit.Easy Checking account: The $6.95 monthly maintenance fee for Easy Checking accounts is waived if the combined monthly direct deposits total more than $1,000, the average account balance is $1,500 or the account holder is older than 65.Student Checking account: US Bank doesnвЂ™t charge a monthly maintenance fee for Student Checking accounts.US Bank waives checking account fees under certain circumstances. US Bank checking account fees US BankвЂ™s checking account fees range from $0 to $24.95 per month, depending on the type of account. Additional fees are assessed for account holders who overdraft their accounts or opt to receive paper statements in the mail. US Bank charges fees based on the type of account and amount of funds maintained in the account each month. The $10 monthly maintenance fee is waived if the daily ledger balance is at least $10,000. Account holders get access to online and mobile banking, check-writing privileges, overdraft protection and digital statements. US BankвЂ™s money market accounts require a $100 minimum opening deposit. US Bank money market account The US Bank money market account offers tiered interest rates that pay more for higher account balances. Customers can also apply for US Bank car loans and US Bank mortgage loans. College students can apply for financing through US BankвЂ™s student loans, which have flexible payment scheduling and deferment options. US BankвЂ™s personal loans have fixed interest rates and monthly payments. US Bank loans US Bank offers a variety of loans and lines of credit. US Bank also provides secured credit cards. Select from cards with cash back rewards, low interest rates on balance transfers and new purchases, travel perks or cards specifically designed for small businesses. US Bank credit cards US Bank currently offers eight different credit card options with annual fees ranging from $0 to $85.

A minimum deposit of $500 is required to open a US Bank CD account. Consumers can select terms ranging from one month to five years. US Bank certificates of deposit US BankВ certificates of deposit (CD) guarantee a fixed rate of return. Consumers can apply to open a US Bank savings account online or in person. However, account holders who maintain a minimum daily ledger balance of $300 or more do not have to pay the monthly fee. US Bank savings accounts require a $25 minimum opening deposit and a monthly maintenance fee of $4.00. US Bank savings accounts US BankВ savings accounts come with online and mobile banking, digital statements, overdraft protection and account alerts. Checking accounts come with online and mobile banking services, mobile deposit and access to thousands of ATMs and bank locations.

Monthly maintenance fees range from $6.95 to $24.95 but can be waived by maintaining a particular balance or depositing a certain amount into the account each month. US Bank checking accounts US Bank offers Easy Checking, Gold Checking, Platinum Checking, Student Checking and Safe Debit accounts. US Bank provides checking and savings accounts, CDs and more financial services.

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